Coverage limits
Ranch Dwelling (primary ranch residence)
$8,400,000
Farm Outbuildings (barns, stables, equipment sheds)
$5,600,000
Farm Machinery & Equipment (scheduled & blanket)
$3,200,000
Scheduled Livestock (per livestock endorsement)
$1,100,000
Farm / Ranch Liability (each occurrence)
$2,000,000
Loss of Use (additional living / operating expense)
$1,680,000
Package deductible $50,000 · annual billing, Tri-Valley Community Bank draft.
Flags — for review only
Renewal window Renews 56 days
Renews 2026-09-15 — 56 days out as of 2026-07-21 (inside the 60-day window through 2026-09-19).
Value drift No appraisal on file
This policy insures the ranch buildings, machinery, and livestock — no appraisal register
behind it, so no drift comparison is made. Not a gap; simply nothing to compare against.