FICTITIOUS DOCUMENT — FORGE DEMO ONLY · specimen data built for a product demonstration · no real family, firm, fund, bank, or person is depicted
Wrenfield Family Office · Property & Assets

Needs review

The flagged policies only · rendered Tue 2026-07-21
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Renewing within 60 days
Today 2026-07-21 · window through 2026-09-19. Every policy on the schedule is in this group — all three renew in a 31-day stretch. So nothing lapses, verify each is set to renew. The group covers the policies on the schedule; the schedule is built one row per declarations page found, so a policy with no dec page in the stack never reaches this list.
Fine Art & Collections Floater — Ardent Specialty
renews 2026-08-15 · 25 days
Policy ASF-FA-••••9902 · annual premium $61,500 · Kestrel Lane LLC. Closest renewal on the schedule.
Homeowners — Kettle Hollow — Granite Peak Mutual
renews 2026-09-01 · 42 days
Policy GPM-HO-••••7731 · annual premium $186,400 · Kestrel Lane LLC.
Ranch — Elk Fork — High Plains Mutual
renews 2026-09-15 · 56 days
Policy HPM-FR-••••2048 · annual premium $92,750 · Kestrel Lane LLC.
Insured value drifted from appraised value
For review only — the machine reports the gap; the coverage decision is Tom's.
Fine Art & Collections Floater — Ardent Specialty
gap +$3,180,000 · 12.9%
Insured $24,600,000 (per the 2023-06-15 schedule of record) vs appraised $27,780,000 (Tom's Collection Inventory Register, appraisals dated Apr–Jun 2025). Insured value sits below the appraised total — eyeball whether to re-schedule at or before the 2026-08-15 renewal.
The buildings (Kettle Hollow, Elk Fork) have no appraisal register behind them, so no drift comparison is made for them — of the three policies on this schedule, only the fine-art floater has an appraisal source to compare against. These are flags for a human to review, never coverage advice.