> FICTITIOUS DOCUMENT — FORGE DEMO ONLY · SPECIMEN

# Rebalancing — scratch list (to look at)

Sam · 2026-09-29 · rough notes, not reviewed. Accounts that pinged the drift report
this week or that I want to eyeball before month-end. Confirm bands against the model
before doing anything.

- **A083** (Dunmore, Joint) — big one, equity way over band after the summer. Trim
  Harborlight → bonds. Check tax lots first, lots of gains here.
- **A095** (Jessop, Joint) — same story, drifted equity. Coordinate with Ellen, review
  isn't until later.
- **A073** (Varnum, Trad IRA) — bonds light vs target, easy fix inside the IRA (no tax
  drag). Bump Stonemere.
- **A059** (Pruett, Individual Taxable) — single big position feel, need to see the
  holdings, might not be model-managed yet. Ask.
- **A210** (Norbury, Rev Trust) — largest trust on the book. Drift looks small but on
  that base even 2% is real money. Double-check.
- **A247** + **A310** (Kelsey) — two taxable accounts, should probably be looked at
  together as one sleeve, not separately —
- A101 / A102 (Marbury) — Traditional IRA side first because
- A028 (Calder) — rebalance ties into the plan draft, hold until Marcus
- A160 (Moresby) —

*(trails off — pick this back up after the Oct 13 reviews)*