> FICTITIOUS DOCUMENT — FORGE DEMO ONLY · SPECIMEN

# Prep Notes — The Yateley Household (H133) · review 2026-10-20

- **Clients:** Alan Yateley (primary), Janet Yateley (joint)
- **Review date:** 2026-10-20 (Marcus)
- **Cadence:** semiannual · **Client since:** 2018-05
- **Prep date:** 2026-10-05

## Agenda to run

1. Semiannual review — performance and cash flow since the spring meeting.
2. Confirm beneficiary designation still current.
3. Check on any 2026 year-end planning items (contributions, gifting).

## Open items to close

- Confirm whether they still want to revisit the short-term cash target discussed in the
  spring (no figure carried into the file — ask them).

## Figures to bring (from spine)

- **Beneficiary designation on file** (beneficiaries): account **A277** — primary
  **Janet Yateley (spouse)**, contingent Helena Yateley, last updated **2024-02-19**.
  Confirm this still reflects their wishes.
- No 2026 RMD applies to this household (neither client is RMD-age; not on the roster).

## Talking points

- Semiannual cadence — keep it tight; this is a check-in, not a full re-plan.
- If they raise the second-home idea again, note it for the file and revisit at the
  spring review.

*— M. Hale, 2026-10-05*