> FICTITIOUS DOCUMENT — FORGE DEMO ONLY · SPECIMEN

# Prep Notes — The Burnside Household (H135) · review 2026-10-13

- **Clients:** Irwin Burnside (primary), Joel Burnside (joint)
- **Review date:** 2026-10-13 (Marcus)
- **Cadence:** annual · **Client since:** 2013-11
- **Prep date:** 2026-10-02

## Agenda to run

1. Annual portfolio review and rebalance check.
2. Confirm 2026 RMD is complete (see figures below).
3. Beneficiary designations — confirm still current with the client.
4. Any changes to spending or goals for 2027.

## Open items to close

- Nothing outstanding from the prior review carried forward.

## Figures to bring (from spine)

- **2026 RMD — Irwin Burnside, account A286** (rmd-roster): required **$57,779.93**;
  distributed to date **$57,779.93**; remaining **$0.00**. RMD is satisfied for 2026 —
  confirm and note in the file.
  - Irwin's age in 2026: **86** (dob 1940-06-26).
- **Beneficiary designations on file** (beneficiaries):
  - Account **A284** — primary **Joel Burnside (spouse)**, contingent Edmund Burnside,
    last updated **2022-03-21**.
  - Account **A286** — primary **Joel Burnside (spouse)**, contingent Josephine Burnside,
    last updated **2022-07-07**.
  - Both name the spouse as primary; confirm with the client that this still reflects
    their wishes.

## Talking points

- RMD done for the year — reassure, no year-end scramble.
- Light touch on rebalancing; nothing flagged as off-target going in.

*— M. Hale, 2026-10-02*