Compliance Calendar — as of 2026-10-05

rendered 2026-10-05

FICTITIOUS — FORGE DEMO ONLY · SPECIMEN

What an examiner would ask for tomorrow that we could not produce today

If an examiner asked today, 2 item(s) this office could not produce are shown below — each tied to the examiner-request item it answers and the exact record that is missing.

Could not produce Examiner request · item 8
Form CRS delivery evidence for every client
The delivery log cannot show a Form CRS delivery for every active client: 2 of 141 active households have no delivery on record — H010 (Tilley), H011 (Nash). An examiner asking for proof of delivery to all clients could not be given it for these. see below ↓
Source: 2026-09-30-crs-delivery-log-export.md · office/spine/crs-delivery.csv · office/spine/households.csv
Could not produce Examiner request · item 9
Code of Ethics + quarterly attestations of every staff member
The attestation file cannot produce every staff member's every quarter: Sam 2026-Q2 (due 2026-07-30) is past due with nothing on file and no form in office/ellen/. An examiner asking for the complete set of quarterly attestations could not be given this one. see below ↓
Source: 2026-01-12-code-of-ethics-policy-memo.md · office/spine/attestations.csv

This tracks and flags only. Nothing has been marked resolved, nothing was filed or drafted, and no compliance opinion is offered here — every decision, and the judgment of whether a record is adequate, stays with Ellen as CCO. The office's files were only read, never changed.

Examiner gaps today
2
could not produce on request
Next deadline
25 days
Q3 code-of-ethics attestations · due 2026-10-30
Attestations missing
1
past due, nothing on file
Form CRS coverage
139/141
98.6% of active households

Examination readiness — the full picture

Every item an examiner asked for in the office's own 2024 request letter (12 items), matched against what this desk's records can produce. The gaps above are the items marked "could not produce." An item on another desk is named, not judged here.

ItemWhat the examiner asks forStateReading
1Form ADV Part 2A firm brochureReadyThe current Form ADV Part 2A firm brochure is on file (dated in its header). Part 1 is filed with the regulator and not kept in this desk file. The annual updating amendment is due 2027-03-31 (the filing window opens January) — scheduled, not yet due.
2Form CRS (Client Relationship Summary)ReadyThe current Form CRS is on file. It is the required plain-English summary every client must receive.
3Client list with billing valuesNot on this deskThe client roster is producible from the household register; the billing values live on the billing desk.
4Advisory agreements (standard + executed samples)Not on this deskKept with the client files.
5Fee calculations & billing recordsNot on this deskOn the billing desk.
6Fee schedule(s), incl. legacy & discountsNot on this deskOn the billing desk.
7Trade & transaction recordsNot on this deskWith operations / the custodians.
10Written compliance manual + annual reviewNot on this deskThe written policies-and-procedures manual and the annual-review memo are not among the records this machine reads — confirm they are in the compliance file.
11Advertising & marketing materialsNot on this deskIn the firm's marketing file.
12Business-continuity plan + client-complaint logNot on this deskIn the firm's records.

The year's deadlines

Each regulatory deadline from the compliance calendar, with days remaining counted to today. Source: office/spine/compliance-calendar.csv.

ObligationDueDaysClockNote
Q3 code-of-ethics attestations2026-10-3025due soonall six staff open
Year-end RMD completion sweep2026-12-3187upcoming1 client at $0 distributed
Form ADV annual amendment2027-03-31177scheduledwindow opens January; fiscal year ends 12/31
Form CRS delivery — all active householdsrollingrolling2 of 142 have no delivery on record

Quarterly attestations

Each staff member signs a short form every quarter confirming they followed the firm's ethics rules. Below, each register row is cross-checked against the actual form on file. A round that is simply open for everyone (this quarter, due 10/30) is routine, not a gap. Source: office/spine/attestations.csv × the forms in office/ellen/.

StaffQ1Q2Q3
Ellen✓ on file✓ on file— open
Marcus✓ on file✓ on file— open
Priya✓ on file✓ on file— open
Dana✓ on file✓ on file— open
Sam✓ on file✕ missing— open
Joan✓ on file✓ on file— open
✓ on file✕ missing— open (not yet due)
✕ Missing, past due, nothing on file: Sam Q2 (due 2026-07-30). Both the register and the compliance file agree it is not there — this is the attestation gap above.

Form CRS delivery coverage

Form CRS is a required plain-English summary every client must receive. This is how many active households have a delivery on record. Source: office/spine/crs-delivery.csv against active households in office/spine/households.csv.

139 of 141 active households covered (98.6%). 1 closed household excluded (not owed a current delivery).

No delivery on record for these active households — an examiner asking for proof of delivery to all clients could not be given it for them:

IDHouseholdWhy (from the register)
H010The Tilley Householdonboarded June 2026
H011The Nash Householdonboarded June 2026

Read the four registers (compliance-calendar, attestations, crs-delivery, households) in office/spine/ and 18 filed record(s) in office/ellen/ · all clocks counted to 2026-10-05.

Full audit trail — every status with its source, the clock math, and the register-vs-form cross-check: compliance detail.